Personal trainers

Keep in top shape with Markel's fitness insurance.

Protect yourself with professional liability insurance
As a trainer or instructor, clients turn to you for expert advice on health and fitness. Unfortunately, they can just as easily turn on you if they believe the exercise program you recommended caused their illness or injury. The number of clients suing their trainers for negligence has risen dramatically in the past few years, and many of these lawsuits have resulted in awards of substantial sums of money.

How does professional liability insurance help?
If you are an independent contractor using space in a facility that you do not own, or if you are not the primary leaseholder for the building, you need professional liability insurance to protect against potential lawsuits from clients.

Professional liability insurance helps protect you from financial loss. Without insurance, if a client is injured and sues you for negligence, you would have to pay for losses out of your own pocket. When you provide services at a facility that someone else owns, their insurance does not cover you and will not protect you. Most gyms and schools require you to have your own professional liability insurance.

Markel offers professional liability insurance for:

  •  Aerobics instructors
  •  Personal trainers
  •  Yoga/Pilates instructors
  •  Pilates instructors
  •  Dance instructors
  •  Stroller/fit strides instructors
  •  Cardio kickboxing instructors
  •  Group aerobics instructors
  •  Zumba® instructors
  •  Jazzercise® instructors
  •  Dancercise instructors
  • Water aerobics instructors
Note: All trainers and instructors must be currently certified by a U.S. national certification organization.